Originally Posted by venice
AR is right on target on this one...it should be very very hard to get a credit card and our country should pay down the national debt
My father was an accountant. When I was a kid in the 50's I remember him saying, "Getting a loan is easy. All you have to do is prove that you don't need one." Nice gag, but the fact is that credit cards, payday loans, tax-refund loans. . .none of that stuff was seriously on the radar screen yet. And getting a loan was serious business.
Lately all you've had to do to get one is fog a mirror.
The Captain's note should be an inspiration to all: pay yourself first, stay out of debt, don't expect the government to help you or bail your ass out of your self-created problems, and stay humble. Laugh a lot, retire early, don't look back. There is true nobililty in that perspective.