as i just said in another post, i work 2 jobs in order to travel. i make a lot of sacrifes in order to travel. i refuse to stay home on vaction, i do that now when i am not working. i spend no money on eating out or entertainment, i save it for vacation. i also travel alone a lot on my vacations. the $600.00 was a life saver for me, i put it on my cruise for january. when i see people charging, charging and not even worry about paying they bills and then they complain about how how everything is expensive. i have no credit card debt. i am going to new york in aug. and that is an expensive trip. my vacations are the only things that keep me sane, since i work so hard to earn the money to go on them.