For this cruise, I will be paying my deposit plus half the cost and then over the next year I will be making payments to the cruise lines fro the remainder. At the same time I will be saving the same amount (equal to the cost of the cruise) for spending money.
I dont take cruises very often. I have only been on one and we booked it last minute. With my military discount I paid a whopping $250 for my share of the cabin, gratuties, ect. I then had about $500 to spend for my sail and sign plus another $500 for shore purchases.