I completely agree...Europe would be very difficult for a child that small, and I don't think you would get to enjoy Tahiti fully with a small child. The caribbean is much cheaper, has children sailing year round on every ship, and is more kid-friendly. There have been many children of different nationalities on the ships we've sailed. My oldest is bilingual (english and spanish) and had made friends with kids who only speak spanish. So it's quite possible your child would have cruisemates who also speak her language. Our last cruise had passengers from 16 different countries...that's a lot of different dialects floating around! Best of luck with whatever you decide.