With all I've read about "Dream", I'm anxious to give her a try. Prices are a bit too high right now, but I figure probably by next Fall, or Spring of '11, they'll come down enough that I'll spring for a cruise aboard her. In the meantime, I'll just have to keep cruising the smaller fleet.
Reference the discounts, you are absolutely correct. You need a good agent who knows you, and knows what you qualify for, and will take the time to check all the discounts available to find the best one for you. I too qualify for the military discount, but occasionally, find that there's another one that's even better. Good advise indeed.