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Old October 21st, 2009, 11:06 AM
LisaK LisaK is offline
Senior Member
Join Date: Jun 2002
Location: Palmer, Massachusetts
Posts: 12,716

trip insurance isn't all about the medical eventhough that can be a huge expense- medical evacuation as the others have said.
Trip Cancellation/Trip Interruption and Bag Insurance are very good things to have, if you have to cancel your cruise for medical reasons and you don't have cancellation insurance and you are past final payment due date, then oh well.
We have had to use our baggage insurance on more than one occassion and were really glad that we had it, the cost of replacing damaged goods and clothing far outweighed the cost of the insurance
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