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Old July 25th, 2010, 08:53 PM
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I spent most of my life working in the health insurance industry . The primary carrier pays a percent of the usual and reasonable charge as determined by the insurance carrier .If there is an unpaid balance most carriers will allow for their usual and reasonable and pay a percentage of the balance .However ,some carriers take the position that if the charges exceed the urc of the primary then they will not pay as secondary .
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