You know - you can make the same argument about every luxury line that is "inclusive". NOTHING is ever really free - you pay for it all in the generally higher cruise fares.
It is more a matter of what is important to you. If I wanted to drink champagne all night every night (ugh) then I might find any luxury line a bargain. But I don't.
Now - in this equation I would have to agree Seabourn looks better. I have also said the same thing about Azamara over Oceania. But for some reason Oceania is a lot more popular. Go figure.