Yes, I would bail out those HBC points now while you can, just as well get something for them, even if its only a few Air Miles, every one counts. I only get a couple everytime I fill up at Shell, but they do add up.
Zellers, Target, meh, whatever, we rarely shop at Zellers but we do hit up Target in the US sometimes. I prefer Walmart and contrary to felix, I really don't give a crap of who buys who, I see that with medical companies every day in my profession and when it all comes down to it may the best man win. If Walmart has a better business model than Zellers or Target, good for them, all I care about is me, the consumer. Sorry felix
Krunch