I honestly think that for many cruisers, no one has broached the subject of insurance with them. Do people who book with order takers from the cruise lines, get asked if they want to buy insurance,and is it explained what the policies cover,and the ramifications of what will happen if something arises, and it was not purchased? Many may think their own health insurance will cover them in case of an emergency.. for some it might..others, nope.
For some of our first cruises, I never knew insurances existed. There was no Cruisemates for me to turn to.
Trip, with her book & tea!
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