Originally Posted by fun2cruiz
I have always used the rule of thumb that any vacation travel over $1k that could have cancellation possibilities or non refundable costs...... PURCHASE INSURANCE !
I think the actual cost is irrelevant. When you don't purchase insurance you are self insuring.
You can be on a $500 cruise, and find yourself in need of medical assistance, an accident in port, or a medical evacution at sea. Without insurance you're on the hook for BIG $$$$$$$$.