Originally Posted by Henry43
I've been in the health insurance industry 38 years and I have never heard of a travel insurance policy that pays before the coverage a person has from their employer .
With our plan at work . The travel insurance company will pay first and then submit a claim to the Provincial Medical Plan for reimbursement . The travel portion of our plan has a lifetime max that it pays out . With them you have to pay first then submit a request for reimbursement(they might also reject part or all of the claim)
. Most travel insurance companies
in Canada will pay the hospital or other costs (not ship board Doctor) directly to the provider and will also move you to another hospital they deem that yo will get better care