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Old October 21st, 2011, 09:19 PM
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Default Kuki

Originally Posted by Kuki View Post
You're one of the lucky one, me thinks. I have heard of a few cases, like yours, where their health insurance does cover them out of the country. But I'm pretty sure the vast majority of insurance plans do not.

And a ship at sea is definately out of the country

There's no chance I'd recommend people travel out of the country without verifying that coverage, assuming their health insurance would pay... and I'd probably advise checking it twice.

The system in Canada is different, and more similar to what you describe. Our health care insures travelers in other countries, but ONLY to the amount the insurance would pay for the same treatment here.

Any costs above that are the responsibility of the person or their travel insurance. Those diffences in costs of various treatments are most often considerable!
I worked for a company that insured 7000 people .Ninety percent of them were native to Italy and traveled there many times during the year . Therefore it was mandatory to have a carrier that covered people for illness and or accidents all over the world . This carrier is one of the largest in the USA .
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