Dhill - I agree 100%
Felix - I hear you.
The nearest incident that I have experienced 1st hand happened to me in 1997. I was in the vicinity of Luxor when the terrorists shot the tourists on the West Bank. (Largely Swiss with some UK nationals)
Like many on the Concordia, I was coming to the end of my holiday ;- all UK nationals in Egypt were repatriated.
Compensation - never even crossed our minds. I went back to work the day after and life went on.
All I am saying based on my limited life experience, I would just want to put it behind me and get on with my life. I would not want to spend time with lawyers - who would probably get as much out of any settlement as I would w/o experiencing the stress.