My wife and I just booked a 7 day Western Caribbean cruise aboard the Conquest.I was wondering when would be the best time to buy insurance? The cruise is not until 4/14/13.We did not have to put a deposit down Cruiseonly .com did that for us.Cruise only also wanted $170 for their insurane but I found some on the internet for only $75.So what does everyone think? thanks for your time and have a good day