Haima's is a perfect example of how in many cases seniors wind up with less health coverage for more money. It's a real squeeze.
One way Obamacare helps this is that it bars insurance companies from refusing coverage for "pre-existing conditions," which has historically been one of their favorite tricks. However, by a vote of 5-4, the Supreme Court will almost certainly strike down that law within the next few months (and definitely before the election), which will put that mean-spirited little provision back on the table, among others.
The insurance companies will ALWAYS win, with the help of their politician handmaidens and an electorate that says things like. . .
"Get the government out of my life. . .but don't touch my Medicare!"