Thank you to you all for helping to clarify this. I have corrected the article.
I need to read through all of these post slowly to get a better picture. Because I am not a travel agent myself I don't "live" these issues on a daily basis, and you can't find this information just anywhere because every cruise line is so different.
I am the editor, but I also speculate, ask questions and play devil's advocate. I reserve the right to change my mind.