You own a fund and make money if the market rises.
You short the market to make money when it goes down.
Isn't that like betting on red and black and making nothing in the long run.
Double zero is the fees you pay to do this.
Not a winning strategy IMHO.
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11 cruises in 2012 finished!
Total: 90nights at sea visiting 15 countries
BOOKED: Princess Diamond May 25th for 28nights to Alaska 
PM me if you need a cruisemate for any Panama Canal cruises in 2013
Celebrity preferred but not required
Date, ship, cost pp
