Hi y'all. Boy, I just got the shock of my life with an additional 595.00 pending in my acct all from Carnival Cruises. Yes, now I realize how and why they do this; however, I believe the policies surrounding this need to be handed out at the sail n sign point. In my case, my bank would rack up overdraft charges even though the other charges are listed as "pending". But the cruise we took on the Conquest was the bomb!