Thanx, and Thanx green_rd!
I never thought about looking at the T&C for this until you mentioned it. I thought shipboard credit was shipboard credit...Apparently not!
As per the T&C on Early Saver...
" The on-board credit is non-refundable, non-transferable and has no cash value. Any unused portion of the onboard credit will be forfeited."
Early Saver Cruise Deals | Cruise Specials | Carnival Cruise Lines
Well that kinda sucks! Well, we'll figure something out, even if some people in our group buy us some drinks and we pay them back face value in cash. It should be fine, but I was just curious as the most credit we have always had was a couple hundred bucks and the tips usually eats up most of that. I have some people in our group that paid off their cruise 11 month early (just because they hate potential debt hanging over them).