This is where a good travel agent comes in handy. So many people buy their travel online and accept what is in front of them. A computer is a machine. Machines do not ask questions, machines do not suggest.
I read those complaints. I feel bad for every single person, however there was an ongoing theme among all those complaints. Someone involved had a pre-existing condition. That eliminates almost all claims unless you have specific insurance that will cover pre-existing.
Without a travel agent to talk to prior to buying both travel and insurance far too many people fall into this deep well of mistakes and it can cost them dearly.
I'm not recommending any particular insurance company. I am recommending travel insurance and that you read the policy before buying.
More than 300 days at sea so far with many more to come. (Actually more - one of these days I'll count them properly.)
Celebrity Solstice - Feb. 21/15 (moved out a year due to illness)
42 cruises - too many to list however cruiselines are in no particular order:
and some unknown tub
Yes, I'm a Royal Chump and proud of it.