Obviously can't offer any suggestions from this side of the pond, but just wanted to say make sure that the insurance covers cruising. A lot of the European insurance won't cover the cost of having to airlift you from a ship to a medical centre, so it's always worth triple checking.
Last Cruise: Queen Victoria January 2016
Next: Nothing booked
Golden, Grand(2), Caribbean, Royal, Sea(4+1 aborted)
Adonia(4+2), Arcadia, Artemis(2), Aurora(5), Azura(2), Britannia, Oceana(3), Oriana(12), Ventura(2), Victoria(5)
QM2(2), QE2(9), QV(7), QE, Caronia(2), Minerva, Minerva II, Fred.Olsen(8), NCL Jade, =X= Eclipse, HAL Ryndam, Aza.Journey