Thanks to cnmiranda and gardencat for your information on this. I have no problem with tipping and auto tipping really does not bother me as long as the service warrants it. As I have read in other threads on this same subject (gripe board I believe), seems the tips are all pooled and divided and if you choose to remove the auto tip, whatever tips you do give out must be thrown back into the pool. From what I understand, the only time a server is allowed to personally keep a tip is if the auto tip is left intact on the bill. If that is the case, I will leave the tip or "service fee" as is on this first cruise.