Thank you, Peter. I think i "get" it... I don't have to buy an external floppy, I can write e-mails and pics offline onto a cd-rom disk and copy/paste from there into e-mail, saving me time online. That's exactly what I needed to know, and I am grateful to you for telling me.
I have Adobe Elements 2 as well, and have made sure to load it into my laptop before my cruise (along with Photoshop 7!)
Thanks again, Peter.