No one likes to throw good money away, but yes, you need insurance!
For all the what if's...Get sick, need air-vac, break leg, or you name it.
First call your health insurance provider, ask them about coverage while on your trip. Almost all U.S. Health Ins. Companies will not cover overseas trips, not even to the Bahamas. Next go to www.insuremytrip.com
. or even call them.
We chose a basic policy but upgraded the $ amounts. Great deal for us and cheaper than purchasing it through the cruiselines. For a family of 6, with each $500,000 worth of coverage, it only cost us $192.00. And it's through a Primary company.
That means they pay us directly, not anyone else. They also do wait to kick in if your health care insurance might cover you. Check it out, it's worth the peace of mind!