> OK! OK! Let me try to get this right.
> I will couch this question in specifics. Suppose I would
> like to book an excursion to stingray city without using my
> cruise ship. Easy enough to do, but who insures the
> excursion. How does one know there will be sufficient life
> preservers and other safety equipment? And when the
> excursions boat or van breaks down, how does one get back to
> the cruise ship which is leaving faster than quicker? For
> these reasons we have avoided taking any but ship excursions
> in the past.
Thats one of the best reasons for taking the ship's excersions, especially when time is an issue and in Grand Cayman you need to allow time to tender as well.