Won't ID agency. But, we have reserved and have made hefty deposits with a large size agency for 50 cabins. Cheapest rate $2,400 pp (includes air to Europe). We were just told that we can't get a contract from the agency until next month, when it will be exactly a year before the cruise. This doesn't sound right! I'm getting nervous for my group of friends should this company go belly up. We haven't purchased insurance yet either. Any thoughts?