To be honest, we take anywhere from $1500 to 2000. We do not use credit cards and this money also applies towards our getting there/returning expenses. We usually come back with a few dollars. As I stated earlier take as much as you can spare, better to be safe. One cruise I severely sprained my ankle and suffered from dehydration. My infirmary bill was almost $800 and we did not have a credit card so there went our cruise. No more tours, pictures whatever. So make sure you are prepared. BTW my medical insurance company did cover the bill but it took 2 months to get paid. Happy sailing!