Thanks to all who answered my request for information. I now have a four digit PIN number and have notified the card company where and when I'll be using the card, so they don't cut off the credit line because they suspect fraud. I also was informed there will be a 1% exchange fee to convert from $ to Euros and the bank charges a 3% transaction fee (min of $5) and the transaction is treated as a cash advance with a 12.99% rate from the time of the transaction.
It's nice to have a place where people are willing to share knowledge and experiences to help others. I can now make decisions based on knowledge I didn't have before.