Sorry to hear that PA. We have used vehicles and problems will crop up every now and again. We charge the repairs to our credit card to get miles so we don't have to pay airfares and generally live the American way, which is in debt. As a matter of fact, after our cruise in March of 2003, my car needed the works in brakes when we got back, that cost a big chunk of cash, then Mark's car needed his brakes done, which cost another big chunk of cash. Ya just gotta take a deep breath, charge it and pay the monthly bill.
Oh, and praying and playing your state lottery might help. ;-)