One more thought. Someone like yourself who has always worked might find it dificult to sit home and watch Oprah Winfrey and Regis . Since you have another business to attend to and interests outside of work (like travel and cruising) you will not be retiring to a life of watching the grass grow and wondering when the light on the corner is going to change red again.
Look at Ray and Helen for your retirement inspiration. Maybe next year you will be posting photos from an exotic location .
By the way, I want to start a pool here . If you retire, will it be Mrs. Thomas or your restaurant manager who will be the first one to throw a pot at you for meddling.