Jennifer...you didn't come off as anything but having a valid question or two....I'm wondering if TexCrooz found something in what I wrote to cause his/her reaction.
I too appologize if that is the case.
The way we do things is how we've done it since cruise one...but now it's not the full amount in the envelopes just the extra we want to give. Like you we leave the "regular" portion charged to the S&S card.
Oh...and if I made it sound like we do something "great"...it's not....I really wish we could do more.