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Old January 26th, 2005, 07:45 PM
Thomas Thomas is offline
Senior Member
Join Date: Dec 2001
Location: My GPS says 12 ft. above 6 ft. under!
Posts: 7,282
Default Re: What does the insurance really cover?

Most likely your personal insurance will not cover you outside of the U.S. Better check this out before you decide to sail without it.

A recent poster told her story of breaking an ankle while walking around a port. She went to a local hospital for treatment and in the meantime the ship sailed without her. Her family of 4 had to find their own way back to the U.S. The insurance company had to send a representative to the next port to remove her and her family's belongings from the ship, which they charged her for. Her bill was $12,000 and her trip insurance covered it all.

Do you want to risk it?

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