OK---from a 40ish person who has already had 7 skin cancers removed.....THERE IS NO SAFE WAY TO TAN!!!!!! I am a blond, and I have a 10 yr. old redhead...so we buy LOTS of sunscreen. My dermotologist uses and recommends VANICREAM. It has a main ingredient of Titanium Dioxide. It is almost like a Zinc Oxide, but it rubs into your skin, and provides a barrier from the sun. You will not get tan, but you will not get burnt either. Believe me, when we were in Cozumel, the sun seemed to burn right through to my bones, but I kept reappylying this product, and did not even get red! I have found Banana Boat Sport has the same indgredient...just not the same quantity. Wear a hat, a cover-up, and with a good sunscreen...you will be fine! Hope all this helps!