Trip, I always use the term serviette. Then if people look at me weird, I will say napkin.
(Also in the USA, sometimes they say sac(k)- instead of a bag- to place your purchases in. Gee-I am not buying something THAT big am I?)
Thanks for the bread plate info-I always get mixed up by looking for clues at my tablemates(at my husband's work Xmas party do's). I hate those round tables!!
I will remember-water glass on right, bread plate on left.
Brenda in Vancouver