This dont add up for me fastsneakers, forget what the sales guy did or did not say in your conversation. DID you declair a known condition or illness to him/her when discussing the policy?
If you did then your quids in and right, if you did not, then they are right in not covering you,,basic.
You have not actually explained this. How were you misled, what actually happenned?
AS a post note I will say a good chance the poster will not respond, as their agenda has not been "greeted" And they are not telling us the full story,,,duhh. My opinion, take out insurance, but be honest regarding health and if you are I do not see a problem when it come's to claiming.