I always suggest that people buy travel insurance and I do it myself, too. It's such a small price to pay considering all the things that can happen, especially medically. I have known several people that had to get airlifted and that can cost a hefty penny, usually around $25,000.
Originally Posted by Angelgal
=It is best to "WAIT" until you make full purchase of your cruise because if you change your mind about cruising..... the insurance company will not refund your paid insurance money. I have cancelled cruises several times and had my cruise deposit refunded because I cancelled before the ship's deadline date and I got a full refund.
One quick note to point out if you wait until final payment to buy your travel insurance. Most companies will NOT cover you for pre-existing conditions if you don't buy coverage with a certain number of days after you have put a deposit on a trip.