Originally Posted by brneyes
I'm curious, and a thought just passed my mind
, if the person had insurance coverage that went overboard, and they either fell overboard because of drugs/drinking, etc., I wonder if the insurance would pay out on them
The short answer is no. Those travel policies have all kinds of disclaimer that would apply in the case of "death by misadventure" due to either illegal activity (drugs) or irresponsible behavior (liquor, jumping off balcony, etc.)
The person's life insurance would probably pay after they dragged out an investigation to make sure it was not intentional suicide.
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