Location: A Southern Gentleman (Southern California)
Why charge for travel?
Did you know some States require Sellers of Travel to pay for a bond that may cover for a loss if your travel operator does not provide the service you paid for.
See the link at bottom.
Did you know, charges for services/travel on a credit card may be reversed if any services/travel that is not rendered and or provided by the operator. A claim must be filed with the card service company (Visa), (Master Card), American Express etc. and the credit/charge card company may reverse charges, if they determine that the services and or product was not provided.
Such conditions must be fault of operator and or company contracted to provide service.
Here is a direct link to web site for National Tour Association (NTA).
I have no idea how the title of your post has anything to do with its content but anyway......
Are you aware that to which you are referring is a professional organization for TOUR OPERATORS and not travel agents? And are you further aware that your reference is but a guide for (again), tour operators? When you refer to travel organizations, you'd be well served to use titles as opposed to initials.
In any event, if one refutes a charge on their credit card, one must be able to certainly substantiate their claim. It would be naive to the extreme to believe that enormous financial institutions don't know the letter of the law when it comes to such claims. Certainly American Express will place on "hold" any charge you question but you'd best be able to subtantiate your claim to reasonable standards or you're going to be paying for the charge, whether you personally agree with it or not. If the charge entails a significant amount of money, they're certainly not going to take your word!
Actually, only Florida and California require cruise agencies to register and put up a bond to be "Sellers of Travel" so, it isn't most states.
But if you wonder why, just look at the Windjammer debacle. A credit card company just won an almost $1,000,000 claim against them for having that much in chargebacks for which no bond was placed. WJ didn't even contest the lawsuit.
Thank goodness for a LOT of consumers credit card companies did give refunds for a lot of missed Windjammer cruises. The people who paid by check were out of luck.
CM always recommends giving the travel agent a credit card for paying for a cruise. And make sure the agent charges it through the cruise line, not the travel agent account.
I know of a FL travel agent doing time now because he was "taking the float" of cruise fares he was booking and not depositing them with the cruise lines (a lot more agents go out of business than cruise lines).
In Windjammer's case, however, everyone got stuck; agents, passengers, suppliers. They pretty much rooked everyone.
I am the editor, but I also speculate, ask questions and play devil's advocate. I reserve the right to change my mind.