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Old March 28th, 2010, 05:08 PM
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Default Using Credit Cards away from home

It would be a good idea to notify the issuer of any credit cards you intend to use while on the cruise. Some credit card issuers have strong security and may deny a charge if they feel the card may be stolen. Just call the 800 number on the back and inform them of your travel plans out of the US. I know that American Express and Discover Card watch charges very closely. Could save some embarressment. I know from personal experience in travel out of state that charges have been questioned and the merchant had to call the issuer and I had to answer some security questions before they would approve the charge. Once they know the interary then there are no more problems.
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Old March 28th, 2010, 05:13 PM
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Also be aware that a ship will apply a reserve amount to your card when you check in, if someone has a low limit or are near their limit this can cause problems.
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Old March 28th, 2010, 05:14 PM
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This is good information,and we know by many postings that charges have been challenged, when purchasing habits suddenly vary. I have never had this experience, but I will be making a call to the card company in April, for a trip abroad.
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Old April 4th, 2010, 03:31 AM
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Also be aware that some cards charge foreign transaction fees for purchases made outside the U.S. It doesn't matter whether the purchases are made in U.S. dollars; they charge you simply for using the card in another country.

You might want to ask about this when you're giving them your travel plans.
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Old April 4th, 2010, 08:36 AM
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For UK cruisers.... if you are on a US ship & the nice people say "would you like us to convert your bill to GB for you".....DON'T. Let your provider do it.
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Old April 4th, 2010, 09:55 AM
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I always sell CC company when I'm travelling outside my normal area.
Even to Alaska I notify the companies. I've actually had a message at
home asking me to call the CCC security department about charges
on the card. There sometimes is a 5 day delay before the charge appears
or is received by your CCC.
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