Quick question for Americans and Cruisers ( I think I might find both here ).
Can anyone tell me how widely accepted American Express is on Cruise Ships and in the United States? I'd like to know in terms of both Point of Sale, and ATM's.
I've got some USD from shares I sold in the US, and I'm looking for a place to put them, such that they're safe ( ie not cash - cash can get lost/stolen ), and that I can access them from cruise ships and the united states ( ie not the deposit a/c they're in at the minute that I can only access when physically in the branch ), and American Express seems to be the only card I can find that I can get here and fund with USD without converting them to Euro first ( there are plenty of prepaid Mastercards around in USD, but they have to be prepaid in Euro, and then converted to USD ).
I'm just a little concerned because hardly anywhere here seems to accept American Express.
American Express is widely accepted, but you'll find Visa and Mastercard are more popular.
Cruise ships accept all the major credit cards, so you won't have a problem.
__________________ 46 Cruises & Counting! Favorites: Paul Gauguin to Tahiti: Uniworld River Cruises in Europe; any of the Celebrity Solstice-class ships; Holland America for 12-nights in the Baltics & Russia; RCCL for 14-night Greek Isles, Turkey, & Croatia; Holland America for 14-day Alaska cruisetour; 10-night Canada/New England cruise; 21 days in Hawaii including a 7-night NCL cruise; Oceania for 25 days in Asia; & 3 months touring Europe by train. And many days spent in all-inclusive resorts!
American Express is accepted in far more places in the U.S. than in Europe. On cruise ships, almost all hotels and most restaurants will accept American Express. Small restaurants and business may not because Amex charges a higher merchant fee.
I use Amex for most of my purchases and always use it to secure my onboard account.
American Express also has the best fraud department and fraud detection. If transactions do get through they will take them off with no questions asked. They also are better than ANY other company in getting you a new card if yours is lost or stolen. I had one within three hours when we lost ours a few years ago in Barcelona. I just went to the American Express office a few hours after reporting it and a new card was waiting.
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"There is a great difference between being well traveled and just having been to many places." ~Me
I use my American Express card a lot. I have traveled to many places and every hotel i have stayed in has accepted American Express.
As Mmike said, cruise ships will accept all major credit cards.
Carnival Liberty New Year's Eve 2007
Liberty of the Seas 5/2008+11/2009
Allure 1/16/ 2011