Does any one know of an travel insurance company that does include preexisting medical conditions? My mother-in -law is 83 years old and her health has not been very good for a few years. Does anyone have any suggestion for insurance?
If you use Travel Guard Insurance and you book it within two weeks of booking your cruise, all pre-existing conditions will be covered. I have diabetes and although I'm stable and controlled I take no chances. I use Travel Guard.
I told my travel agent I wanted trip insurance, because my mom is 82 & not in good health. They took out $99 each Cruise Care - royal Caribbean's insurance. When I got my documents, after reading the fine print, I see that pre-existing conditions are NOT covered, which was the reason I wanted it!
As I understand it, the pre-existing conditions apply to the people who are insured, not family members who are staying home. Maybe I am not understanding your question, but are you worried that your mother might become sick and you might have to cancel the cruise to stay with her?