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  #1 (permalink)  
Old February 7th, 2002, 12:41 PM
Danny
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Default No Credit card.

I will be on the water soon. I will not bring a credit card with me.
I will be bringing cash. My question is : How does that work?
Do I deposit it on the "card" and then use that card
like a debit card? Very Interested. any info will help.
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  #2 (permalink)  
Old February 7th, 2002, 12:52 PM
Hampton, Sheila
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Default Re: No Credit card.

Danny...I have cruised quite a bit...I never bring my credit cards
with me, I can't be trusted with all those jewelry stores....most
cruise lines will have you establish an on-board credit with a depoist. I usually put $300.00 down and if you go over your
depoist, the front desk will send you a notice. It makes it alot
easier, so you're not paying for you vacations months later.
Have a great trip..
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  #3 (permalink)  
Old February 7th, 2002, 02:06 PM
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Admiral
 
Join Date: Oct 2000
Posts: 5,238
Default Re: No Credit card.

Hi, Danny ...

You might want to re-think this. The best deal going is bringing an "empty" credit card. You get to use the issuing bank's money without interest for a period of time and you have the credit card company standing between you and any vendors ... including the cruise line.

Put the money you think you will need to pay off the card at the end of the next billing cycle "under the mattress", as it were.

Also, if you end up needing more money, you have a source for it.

We always take cash for tips (which we keep totally separate)and "walking around money."

If you have some cards with hefty balances, you don't want to use those. Take advantage of those "pre-approved" letters you probably get twice a week from other lenders with low interest rates.

There is a lot more security with a credit card than there is with a bunch of cash.

pamda -- CM First-Time Cruisers Editor
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Old February 7th, 2002, 06:28 PM
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Admiral
 
Join Date: Oct 2000
Posts: 2,404
Default Re: No Credit card.

well said Pam....also, is'nt it easier on the last day if you used a card to secure your S/S card? In that you don't have to stand in a line to clear charges when using cash?
Rick
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Old February 7th, 2002, 07:46 PM
Danny
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Default Re: No Credit card.

Thanks to all!
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