Go Back   CruiseMates Cruise Community and Forums > Cruise Deals. Cruise Questions and Answers! > Ask CruiseMates Staff
Register Forgot Password?

Ask CruiseMates Staff Got a question? Our staff will do its best to help.

LinkBack Thread Tools Search this Thread Display Modes
  #1 (permalink)  
Old October 21st, 2003, 02:31 PM
Junior Member
Join Date: Oct 2003
Posts: 14
Default Insurance

Have family of five taking cruise in 3 months. Trying to decide whether or not to take out cruise insurance?
Reply With Quote
Sponsored Links
  #2 (permalink)  
Old October 21st, 2003, 03:08 PM
Join Date: Sep 2003
Posts: 51
Default Re: Insurance

I have always taken it..thank goodness so far never had to use it..but we just feel more comfortable knowing it is there. Just a personal choice i suppose. Have fun. Going on the Cost Mediterranea November 30 and can hardly wait!


Reply With Quote
  #3 (permalink)  
Old October 21st, 2003, 03:49 PM
Donna's Avatar
Join Date: Aug 2000
Location: on my computer
Posts: 27,223
Send a message via AIM to Donna
Default Re: Insurance

I too take travel insurance out, you just never know when something happens and you can't go, at least you won't loose all your money, its the smart thing to do. There is also the added insurance that if something should happen while on the cruise and you need to be air lifted, your regular insurance doesn't cover that and it can amount to thousands of dollars. Then there is the lost or missing luggage, that also will be covered. Its actually a small price to pay to have piece of mind and not have to worry about these kinds of things that may happen or may not.


Message Boards Moderator
Reply With Quote
  #4 (permalink)  
Old October 21st, 2003, 04:31 PM
Senior Member
First Mate
Join Date: Jul 2002
Posts: 489
Default Re: Insurance

I would advise you to get the insurance, if you don't I would advise to take $40,000.00 in cash along as it could cost that much in the event someone in you party had a medical emergency and needed to medi-vaced from the ship or from a port of call.
Reply With Quote
  #5 (permalink)  
Old October 21st, 2003, 05:40 PM
Posts: n/a
Default Re: Insurance

I agree about the insurance. I had unexpected and urgent gall bladder surgery last year, and can't imagine what would have happened if I had been on a cruise at the time.
Reply With Quote
  #6 (permalink)  
Old October 21st, 2003, 06:19 PM
Kuki's Avatar
Join Date: Aug 2000
Location: Right here :)
Posts: 22,502
Send a message via AIM to Kuki
Default Re: Insurance

Only advice I have about insurance.. besides being sure you get it... is don't buy the cruise line's insurance. In most cases the coverage is not as good as independant insurers, and more costly.

We've used TravelGuard, ASA... and most recently are happy with pricing and coverage from Travelex.

Reply With Quote
  #7 (permalink)  
Old October 21st, 2003, 08:16 PM
PSM PSM is offline
Senior Member
Cruise Maniac
Join Date: Aug 2002
Posts: 224
Default Re: Insurance

I had a cousin that was scheduled for a cruise in Jan 03. NO insurance party of 7. She developed breast cancer 5 weeks before the trip. She didn't want her family to miss out. They would have lost alot of money and they weren't going w/o her. Short story two surgeries and the doctor released her three day before the trip. She had another surgery after trip. Too scary. I have chosen to get the insurance.


Carnival Victory
Reply With Quote
  #8 (permalink)  
Old October 22nd, 2003, 01:05 AM
Lisa's Avatar
Senior Member
Join Date: Aug 2000
Location: Wisconsin....about 100 miles south of the Frozen Tundra and 70 miles east of Camp Randall
Posts: 9,745
Send a message via AIM to Lisa Send a message via Yahoo to Lisa
Default Re: Insurance

If you can afford to lose tens of thousands of dollars, then don't take the insurance. I for one, cannot afford that, so I do buy insurance. I cannot afford the tens of thousands of dollars in case I have to be med evaced from a ship or island. I cannot afford to lose the thousands in cruise, air and hotel fares, etc.

Carnival Breeze with Ray B and Aerogirl 5/4/14!
Reply With Quote
  #9 (permalink)  
Old October 22nd, 2003, 05:56 AM
MaryLou's Avatar
Senior Member
Join Date: Oct 2000
Location: A small suburb of Pittsburgh, PA
Posts: 4,796
Default Re: Insurance

Get the insurance for sure!

Mary Lou Scanlon
NCL Pride of America April 24, 2010
NCL Epic February 12, 2011
RCCL Allure of the Seas - September 18, 2011
Celebrity Eclipse - February 11, 2012:
RCCL Navigator OTS - February 9, 2013
Reply With Quote
  #10 (permalink)  
Old October 22nd, 2003, 10:56 AM
Senior Member
Join Date: Jun 2002
Location: Palmer, Massachusetts
Posts: 12,716
Default Re: Insurance

agree with the majority, get the insurance!
Reply With Quote


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance C.V. Ask CruiseMates Staff 6 November 12th, 2005 01:50 PM
Insurance???? ajolder Royal Caribbean International 10 March 16th, 2005 06:31 PM
insurance jfd Ask CruiseMates Staff 11 June 30th, 2004 10:56 AM
Insurance Manny Princess Cruise Lines 1 April 19th, 2004 07:47 PM
Insurance -yes or no tanny Alaska 8 February 1st, 2004 03:25 PM

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


All times are GMT -4. The time now is 06:18 PM.
design by: Themes by Design

Search Engine Friendly URLs by vBSEO 3.6.1