I am just now getting myself out of debt from college. I couldn't get a credit card if I tried.( I have almost correct the situation though!) My fiance is one of those who only keeps on for emergencies. I am fine with the way things are. Our current CC is almost maxed. THis is our wedding cruise so we have had a lot to put on it in the past month.
What do we do about our S&S card if we do not want to use a CC?