Do you recommend purchasing the travel insurance? In January we will be sailing with Carnival - the $130 a person seems quite high for what it covers. If you recommend purchasing it - is there an outside insurer you use?
Definitely buy travel insurance. I wouldn't leave home without it. I don't buy it from the cruiseline. Go to insuremytrip.com. You can get quotes from several different companies there.
Celebrity Century 1/09
Carnival Destiny 10/07
Carnival Destiny 9/06
Monarch of the Seas 3/06
Carnival Inspiration 8/05
Carnival Miracle 4/05
Carnival Inspiration 4/04
Sovereign of the Seas 4/03
I would also consider purchasing travel insurance, its a small price to pay for peace of mind. Our last 2 cruises we've actually had to make claims, both for different reasons, but its nice that I can now book a replacement cruise.
don't go with insurance through cruise line. We have used Travel Guard several times, never had to file a claim though, and found them to be efficient and thorough. Insuremytrip.com is a good source for comparison. Definitely buy the travel insurance.
Normally we get travel insurance, but for the trip we're taking May 1 from Boston to Bermuda and back again, we've decided not to, and I'm wondering if I'm overlooking something here. First of all, we live in the Boston area, so there's no planes involved--no chance of missing a connection. We will simply drive to Falcon Pier and park our car for the week we're gone. Second, I checked with our medical insurance folks (Blue Cross Blue Shield) and they said we're covered for emergecy treatment, which would include any necessary air lifting, ambulance, etc. and emergency treatment in a foreign hospital until it was safe to travel home. Hubby and I are in excellent health, so the chances of heart attack, stroke, etc. are remote. Having been to Bermuda before, I feel comfortable that any medical care we'd receive there would be on a par with US standards. I'd like to hear what you think and if you think we're making a mistake, why? We can still get it through Access America if need be. Thanks.
The only thing I know is when we had our travelex coverage it covered even car accidents on the way to the ship or delays related to that so if you are driving that was a plus......We live in Florida so we drive to the ports and that was a good thing to know that was covered.
I just bought insurance for myself and my 19 yr. old for our week long cruise and paid $99.00 total for both (not pp) with Travel Guard (saw their add in a cruise magazine). To book the same amount/type of insurance w/the cruiseline, would have cost me $189.00.
I always take out the insurance because should you have an unexpected event (illness, death in the family, whatever...), you are covered and can get your money returned and you have more insurance for lost/damaged luggage, illness on the trip, etc.