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  #1 (permalink)  
Old April 14th, 2005, 10:44 AM
Christie Freas
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Default Travel Insurance

Do you recommend purchasing the travel insurance? In January we will be sailing with Carnival - the $130 a person seems quite high for what it covers. If you recommend purchasing it - is there an outside insurer you use?

Thanks in advance!
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Old April 14th, 2005, 10:49 AM
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Default Re: Travel Insurance

Christie

Definitely buy travel insurance. I wouldn't leave home without it. I don't buy it from the cruiseline. Go to insuremytrip.com. You can get quotes from several different companies there.

Darcy

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Old April 14th, 2005, 02:59 PM
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Default Re: Travel Insurance

I would also consider purchasing travel insurance, its a small price to pay for peace of mind. Our last 2 cruises we've actually had to make claims, both for different reasons, but its nice that I can now book a replacement cruise.

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Old April 14th, 2005, 03:16 PM
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Default Re: Travel Insurance

Get travel insurance!! Better safe than sorry. you don't drive you car with out do you?
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Old April 14th, 2005, 04:57 PM
BoosterMom
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Default Re: Travel Insurance

don't go with insurance through cruise line. We have used Travel Guard several times, never had to file a claim though, and found them to be efficient and thorough. Insuremytrip.com is a good source for comparison. Definitely buy the travel insurance.
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Old April 14th, 2005, 05:20 PM
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Default Re: Travel Insurance

try looking up travelex insurance and check their rates. We did that and it was about 95 for the 3 of us on our past cruise. They also covered alot of stuff I didn't see on other insurance policies.

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Old April 15th, 2005, 09:22 AM
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Default Re: Travel Insurance

would not travel without it.
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Old April 15th, 2005, 10:54 AM
kcusick
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Default Re: Travel Insurance

Normally we get travel insurance, but for the trip we're taking May 1 from Boston to Bermuda and back again, we've decided not to, and I'm wondering if I'm overlooking something here. First of all, we live in the Boston area, so there's no planes involved--no chance of missing a connection. We will simply drive to Falcon Pier and park our car for the week we're gone. Second, I checked with our medical insurance folks (Blue Cross Blue Shield) and they said we're covered for emergecy treatment, which would include any necessary air lifting, ambulance, etc. and emergency treatment in a foreign hospital until it was safe to travel home. Hubby and I are in excellent health, so the chances of heart attack, stroke, etc. are remote. Having been to Bermuda before, I feel comfortable that any medical care we'd receive there would be on a par with US standards. I'd like to hear what you think and if you think we're making a mistake, why? We can still get it through Access America if need be. Thanks.
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Old April 15th, 2005, 10:57 AM
anniversarycruisin'
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Default Re: Travel Insurance

Hope to not have to use it, but would rather have the peace of mind knowing that I have it, just in case. You never know when the unexpected will happen.
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Old April 15th, 2005, 01:58 PM
kcusick
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Default Re: Re: Travel Insurance

Thanks. I just called Access America and we're all set! Better safe than sorry.
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Old April 15th, 2005, 03:09 PM
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Default Re: Re: Travel Insurance

The only thing I know is when we had our travelex coverage it covered even car accidents on the way to the ship or delays related to that so if you are driving that was a plus......We live in Florida so we drive to the ports and that was a good thing to know that was covered.

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Old April 16th, 2005, 07:22 PM
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Default Re: Travel Insurance

I just bought insurance for myself and my 19 yr. old for our week long cruise and paid $99.00 total for both (not pp) with Travel Guard (saw their add in a cruise magazine). To book the same amount/type of insurance w/the cruiseline, would have cost me $189.00.

I always take out the insurance because should you have an unexpected event (illness, death in the family, whatever...), you are covered and can get your money returned and you have more insurance for lost/damaged luggage, illness on the trip, etc.

Post Edited (04-16-05 19:22)
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Old April 20th, 2005, 03:25 PM
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Default Re: Travel Insurance

Thanks to all for your insight - I booked through Travelex for only $79 total! Hopefully we don't have to use it.
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