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Originally Posted by jaspersmycat
We are taking a HAL Baltic cruise this summer and many ports have different currencies. Does the cruise line offer currency exchange or do we have to do it ourselves in port?
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The ship's currency exchange charges much too much, you'll lose on both ends of every transaction. I recommend using an ATM for a very small amount of each currency, and use your credit cards for the majority of purchases. Some of the locations, particularly in local markets, will accept US dollars.