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Old December 3rd, 2009, 09:06 AM
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I know that on board one does not use money ,however on shore stops is it preferable to have travelers checks ,US currency or currency of the individual countries ?
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Old December 3rd, 2009, 09:38 AM
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Quote:
Originally Posted by Henry43 View Post
I know that on board one does not use money ,however on shore stops is it preferable to have travelers checks ,US currency or currency of the individual countries ?
If you are doing a Caribbean cruise then U.S. currency is what you want. There is really no need to convert to the local currency.

I suggest taking no more than $100 on shore. Use this for incidental purchases, taxis, perhaps a tour but use your credit card for larger purchases. It is never a good idea to go ashore with a large amount of cash.

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Mike
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Old December 3rd, 2009, 12:04 PM
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I am taking a Panama Canal cruise . Should I be taking the $100 in currency or travelers checks ?

Thank you
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Old December 3rd, 2009, 12:07 PM
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What would you suggest for the Mexican Riviera?
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Old December 3rd, 2009, 12:15 PM
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I would suggest $100 CASH - not traveler's checks to take on shore. Most of the time you will be using your cash for things like taxi's, or "small" items from street vendors / flea markets where they won't have a clue what to do with your traveler's check. Take cash on shore in small bills and leave the traveler's checks in your safe on board the ship. Cash them at the Purser's as you need them.
We have not ever converted our US currency to foreign currency for a cruise. Just make sure you know how to do a "quick conversion" in your head or carry a small calculator with you.
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Old December 3rd, 2009, 02:31 PM
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We always use our CC for on shore purchases . We never carry more than
$50 dollars each on us , usually less.
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Old December 3rd, 2009, 04:59 PM
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I haven't advocated or used Travelers checks in a long time. Fewer and fewer places accept them. U.S. dollars are best in the Caribbean and Mexico. A Visa card is the best card to use for larger purchases. Their advertising is actually true. Visa is accepted in more locations, worldwide, than any other card. Amex is accepted less and Discover is accepted in the least number of places.

Take your money in cash but don't take more than you can lose in the very unlikely event something happens.

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Mike
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Old December 15th, 2009, 06:21 PM
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Bring small bills. To me there's rarely anything to buy in these ports. If the excursion is paid for, we rarely bring more than $20 off the ship.
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Old December 16th, 2009, 03:53 PM
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We divide any cash we take ashore into small amounts and put it in different pockets, waist bag, etc. If a pocket does get picked, a minor loss and still have enough for cab back to the ship or whatever.
Marty
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Old December 16th, 2009, 07:00 PM
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Travelers checks are very outdated now.

In the Caribbean, you can spend dollars as easily as local currency almost any place you go. The same is true for the mexican riviera. Taxis in Mazatlan, etc, will almost always take dollars and even give you dollars in change.

The best idea is to take a long a lot of small bills, so if you need a taxi anywhere you can negotiate the price and not have to worry about change. Change is where they get you. Say you negotiate a $10 taxi ride but all you have is a $20 - there is good chance the poor taxi driver just won't have change for your $20 (you know he does, but...)

So, I always try to carry ones, fives & tens in ports. Anything bigger I want to buy I use a credit card. If you are shopping at a place that cannot process a credit card you are probably in the wrong place.

In Europe, or in the Caribbean post office or phone company you MAY need local money sometimes. Don't be upset, just ask for the local ATM. ATMs worldwide now are all on the same networks (cirrus or star) and they will take dollars out of your checking acct but give you local currency. The fee is not even that exhorbitant (up to 3% I think).

I never even change currency anymore, I just go to am ATM in any country and get the local currency right from my checking acct. You have to love the computer age for some things.
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Old December 16th, 2009, 07:10 PM
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I also believe the local ATMs give you the best exchange rate as opposed to ordering the local currency from Wells Fargo online before you leave home, or using a cambio exchange at a foreign port.

I highly endorse the other posts. When in Mexico or the Caribbean we take along small bills, split them up amongst us, and rarely more than $100 per person. We also use one credit card for shore purchases so we can track it, and plus if it is stolen or compromised we can mitigate the damage.
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