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-   -   No credit card. What to do? (http://www.cruisemates.com/forum/ask-cruisemates-staff/374837-no-credit-card-what-do.html)

SummerlinSue June 28th, 2010 05:56 PM

No credit card. What to do?
 
We are going on a family cruise this summer on the Carnival Spirit. One family in our party does not have a credit card. What can they do about the required card that has to be submitted with the ship for expenses? :confused:

johnthed0g June 28th, 2010 06:09 PM

I would think they would have to put up a cash sum with the front desk.

SummerlinSue June 28th, 2010 06:15 PM

Any idea how much? Would that be per person or per family?

johnthed0g June 28th, 2010 06:30 PM

No real idea to be honest on amount, but it will be one acccount that is issued to that family with all members using cards to buy stuff, so it will be one amount & when it gets near they will ask for more. I expect the number of people & the length of the cruise will have a bearing.

Fern June 28th, 2010 10:40 PM

Here's the info from the Carnival site:
Selecting the payment method



When setting up the on board account you can select either credit account or cash account (U.S. currency or travel checks) as the payment method. Cash accounts require a minimum deposit. The recommended deposit guidelines are as follows:
    • 2-4 day cruises - $100 deposit per person
      <5-8 day cruises - $200 deposit per person
    • 9 + day cruises - $350 deposit per person
  1. Hope this is helpfull.

SummerlinSue June 29th, 2010 12:25 PM

This is great! Thank you, Fern. I'll tell my daughter.

Nothin but blue skies August 13th, 2010 04:25 PM

You can also use a bank debit card, but not a cash card (i.e., prepaid Visa card).

It is my understanding that if you use cash, you have to wait until after you board and go to the purser's desk to establish your sail and sign account with cash. If they use a bank debit card instead of cash, they will save having to waste part of their cruise standing in that long line the first day.

If they have minor children in their group, they do not have to fund their card. This will keep the children from running up a tab or losing their card. The children's portion of tips will be added to the adult's Sail and sign account.

johnthed0g August 13th, 2010 05:21 PM

I would advise against using a debit card, this gives direct access to your money in your account....AND should the cruise line decide to "pre-reserve" an amount of money, which they do, it may well compromise your finances.

Nothin but blue skies August 22nd, 2010 12:05 AM

I know that there are dangers in using a debit card in many circumtances, but I have used a debit card for most of my 17 cruises, and a credit card for only a few. I have never had a problem or an overcharge.

However, in regards to debit cards, we used one at a local restuarant a few years back. This was a national chain restaurant. My DIL told us before we ordered that we should check our bank account if we used a debit card here. She had used hers there and they charged her bank account twice. Well we did not have the problem but a month later, our card was cloned. It was used on a Saturday in Atlanta - we live in South Alabama. We had a call from the bank's recovery dept that night and they said they knew we had used the card mid-day locally but that charges were popping up all over Atlanta. They took us for over $5000! We still had our card, it was just cloned. We finally got our money back but had to close the account. The bank recovery dept told us to never let our card out of our sight. If a waitress wanted to take our card to run it we should go with her, better yet stop at an ATM first and take cash to the restaurant. A few weeks later an acquaintance had the same thing happen and we asked if he had used his card at the restaurant and he had. Four weeks later his card was cloned!


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