I just got an offer in the mail from Capitol One for the Carnival
Rewards credit card. I was just wondering if anyone here has
any experience in using this card and if so was there any
problems in collecting your rewards or are there any hidden
terms or conditions that I should be aware of if I choose to
get the card.
I have the card too but have not used any of my points yet. I'm waiting to really rack up alot before I use them. So far I haven't had any problems with it and each month on my statement I can see how many points I already have.
Thanks for the response Danielle. I don't have the card yet but am
seriously considering getting it. I just wanted to make sure there
wasn't any hidden charges or rules that I didn't know about that
would appear after I got the card.
I have the card also, I just used some rewards. It was painless. I called Capital one to turn in the points. They gave me a confirmation number, and I had to wait 48 hrs to call Carnival. I called Carnival and gave them the confirmation number (btw, I could use it on an existing booking) and within the end of that day I had the credit posted ( I used points for money off a cruise). It was simply and painless, I use it to buy my necessities every month then pay it off that way I dont get any interest, I ran up 9000 points in 7 months.
Should be mentioned that it is a fairly high interest card and your are charged about $4.00 per month. We book our cruises on it and then pay for it over time, plumping down large amounts against the balance as we can, so that it is paid off in time to make the charge for the next cruise.